Monarch offers a medical plan through Allegiance, which utilizes the Cigna network. The plan offers in- and out-of-network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a network provider. Locate a Cigna network provider at askallegiance.com/providersearch.

The table below summarizes the key features of the medical plans. Please refer to the official plan documents for additional
information on coverage and exclusions.