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Dental

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MRDA offers a dental insurance plan through Delta Dental of Washington.

The Delta Dental PPO plan offers in- and out-of-network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a network provider.

Locate a Delta Dental network provider at deltadentalwa.com.

The table below summarizes key features of the dental plan. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.

MRDA 2025 Delta Dental PPO - Enhanced 2
  • 2025 Delta Dental Booklet

  • How to Read Your EOB

PREDETERMINATION (ESTIMATE) OF BENEFITS

If your dental care will be extensive, you may ask your dentist to complete and submit a request for an estimate, sometimes called a “predetermination of benefits.” This will allow you to know in advance what procedures are covered, the amount Delta Dental of Washington will pay and your financial responsibility. A predetermination of benefits is not a guarantee of payment.

MYSMILE

MySmile personal benefits center, available at deltadentalwa.com/mysmile, is customized to meet your individual needs. It offers quick answers to your dental coverage questions and easy access to your ID cards—all in one convenient location.