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401(k)

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401(k) RETIREMENT SAVINGS PLAN

Navajo Express offers a 401(k) retirement savings plan administered by Principal.

Navajo Express provides employees a golden opportunity to save for retirement while lowering tax burden on those savings through Principal.

Below is a brief summary of the benefits and eligibility for participation in this retirement program:

  • Options include pre-tax 401(k) plan and post-tax Roth plan.
  • You are given a variety of investment options and the convenience of saving through automatic payroll deductions.
  • The amount you choose to defer from your pay is tax deductible (Roth plan excluded), while the investment earnings is tax deferred.

VESTING

Vesting refers to your “ownership” of a benefit from your plan. You are always 100% vested in the money you contribute to the plan and the earnings on that money.

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OPEN ENROLLMENT HAS ENDED

NEW HIRES

  1. Enroll for benefits online at: employeenavigator.com/benefits/Account/Login.