BASIC LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) INSURANCE
Centurion automatically provides basic life and AD&D insurance through Cigna to all benefits-eligible employees at no cost. If you die as a result of an accident, your beneficiary would receive both the life benefit and the AD&D benefit. Additionally, Centurion automatically provides basic life insurance for your dependent spouse at no cost.
- Employee life and AD&D benefits: 1x annual salary up to a maximum of $150,000.
- AD&D Benefit: 1x annual salary up to a maximum of $150,000.
- Basic Spouse life benefit: $10,000.
Be sure to complete a life insurance beneficiary designation form, if you have not already done so, through DocuSign. Otherwise, please use this link → "Life Insurance Beneficiary Designation Form".
SHORT-TERM DISABILITY INSURANCE
Centurion provides you the option to purchase voluntary long-term disability (LTD) insurance through Cigna. LTD insurance is designed to help you meet your financial needs if your disability extends beyond the STD period. For newly hired employees, this coverage, if elected, will begin on the first day of the month following or coinciding with six months of continuous employment:
Benefit: 60% of base weekly pay up to $1,000 per week
Elimination period: 14 days
Benefit duration: Up to 13 weeks for an approved disability from original date of disability less the elimination period
PLEASE NOTE: Cigna has agreed to waive the six month waiting period for STD for transitioning employees who worked for the prior contract owner for at least six consecutive months.
Employee Assistance Program
- As your employer, Centurion cares about your total wellbeing, which is why we provide the employee assistance program (EAP) at no cost. All employees and their household members are eligible for the EAP, regardless of whether they participate in our benefit plans.
Assistance is available for the following personal and work-life situations and more:
- Anger management
- Communication issues
- Family and parenting issues
- Stress and anxiety
- Substance abuse
- Grief counseling
- Marital problems
- Emotional well being
- Co-worker conflict
- Child care resources
- Financial services
- Identity theft
- Legal consulting
- Pet care resources
- Senior care resources
- Critical incident response
This is a free, strictly confidential service that includes telephonic counseling and up to three face-to-face visits each year with a licensed counselor. Access the EAP 24/7 by calling 877-622-4327 or go online to www.mycigna.com and reference Centurion.
Adoption Assistance
Centurion offers $1,000 in adoption assistance to all eligible full-time employees who have completed at least one year of continuous service and are going through the adoption process. The full policy and forms can be found on Centurion Benefits Department’s portal page.
Commuter Benefits
Centurion allows you to pay up to $270 per month for commuter transit costs and $270 per month for commute-related parking costs with pre-tax dollars through TRI-AD. Below is a description of the commuter products available.
Public Transportation and Vanpools
Commuter check vouchers: Commuter checks can be used to purchase transit passes, tickets, fare cards, or other fare media for the transit authority of your choice. They can also be used to pay for vanpool expenses. Commuter checks come in flexible denominations to meet your transit needs and are valid for 15 months.
Commuter check card: This card is accepted at transit agencies or designated transit retail centers where only transit and vanpool passes, tickets, and fare cards are sold.* The card can be also used at fare vending machines. This saves you time waiting in line and time locating a customer service desk or staffed sales area.
Fare media: Various transit passes, tickets, and fare cards are offered by participating transit authorities (tolls are not eligible) across the nation. They are sent directly to your home, so you avoid waiting in line to purchase your transit passes.
*For compliance reasons, the commuter check card can only be accepted at designated outlets that sell transit products exclusively, such as transit stations and kiosks. Stores that sell other products, such as station sundry shops, will not accept the commuter check card.
Parking
Monthly direct pay: This solution allows TRI-AD to send payments directly to your parking provider each month, so you don’t have to worry about writing checks and mailing payments.
Commuter check for parking vouchers: These vouchers are made payable to the parking provider of your choice and can be used to pay for parking expenses. Commuter check for parking vouchers may be used to purchase one or more types of parking, and you can order as many vouchers as needed for multiple parking providers. They come in flexible denominations and are valid for 15 months.
Commuter check card: This prepaid card offers the functionality and convenience of a reloadable, personalized debit card for use at parking facilities nationwide. No receipts are necessary with this solution—just swipe and go.
Parking cash reimbursement: You can elect a monthly amount to be set aside from your paycheck into a pre-tax spending account. Once you have incurred out-of-pocket parking expenses, simply complete a claim form and submit it with receipts for reimbursement.
How to Enroll
Visit www.tri-ad.com/commute to enroll in the commuter benefits. You must enroll by the tenth day of the month for your election to be effective on the first day of the following month. For example, enroll by June 10 for your election to be effective July 1.
For more information visit www.tri-ad.com/commute or call 888-844-1372 Monday through Friday from 8 a.m. to 9 p.m. EST.