Centurion offers a dental insurance plan through Delta Dental of Virginia.
The dental plan provides in- and out-of-network benefits, allowing you the freedom to choose any dentist. The amount you pay varies based on whether you see a Delta Dental PPO dentist, Delta Dental Premier dentist, or out-of-network (non-participating) dentist. Locate a Delta Dental network provider at deltadentalva.com.
- Preventive exams do not apply toward your annual maximum benefit.
- You will pay less out-of-pocket when you choose a Delta Dental PPO dentist.
- Delta Dental PPO and Premier dentists file claims directly with Delta Dental and accept Delta Dental’s reimbursement in full for covered services. When you see a PPO or Premier dentist, you will only be responsible for your deductible and coinsurance for covered services. Non-covered services are subject to balance billing.
- If you choose to visit an out-of-network dentist, you will incur additional out-of-pocket expenses, as you will be billed the total amount the dentist charges (called balance billing).
- When you see a Delta Dental PPO or Premier dentist, you are protected from balance billing for covered services.
The table below summarizes key features of the dental plan. The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
MaxOver
The MaxOver benefit allows you to carry forward a portion ($375) of your unused annual benefit maximum for use in future years. In order to be eligible, you must have at least one preventive exam and cleaning during the year and your claims must be less than the $750 MaxOver claims limit paid during the year.
DENTAL COSTS
Listed below are the per-pay-period deductions (26 pay periods per year) costs for dental insurance. The amount you pay for coverage is deducted from your paycheck on a pre-tax basis.