Centurion offers a dental insurance plan through Delta Dental of Virginia.
Centurion offers a dental insurance plan through Delta Dental of Virginia. The PPO Plus Premier Plan provides in-and out-of-network benefits, allowing you the freedom to choose any dentist. The amount you pay varies based on whether you see a Delta Dental PPO dentist, Delta Dental Premier dentist, or out-of-network (non-participating) dentist. A current list of participating providers can be found at www.deltadentalva.com. Please refer to the summary plan description for additional information on coverage and exclusions.
- Preventive exams do not apply toward your annual maximum benefit.
- You will pay less out-of-pocket when you choose a Delta Dental PPO dentist.
- Delta Dental PPO and Premier dentists file claims directly with Delta Dental and accept Delta Dental’s reimbursement in full. When you choose a PPO or Premier dentist, you will only be responsible for your deductible and coinsurance, as well as any charges for non-covered services up to Delta Dental’s approved amount.
- If you choose to visit an out-of-network dentist, you will incur additional out-of-pocket expenses, as you will be billed the total amount the dentist charges (called balance billing).
- When you choose a Delta Dental PPO or Premier dentist, you are protected from balance billing.
- The coinsurance amounts listed below reflect the amount you pay.
MaxOver
The MaxOver benefit allows you to carry forward a portion ($375) of your unused annual benefit maximum for use in future years. That means your benefit maximum in future years may actually increase. To be eligible for MaxOver, you must:
- Have at least one preventive exam and cleaning during the year; and
- Have claims that are less than the $750 MaxOver claims threshold paid during the year.
Dental Plan Costs
Listed below are the biweekly per-pay-period deductions (26 pay periods per year) for dental insurance. The amount you pay for coverage is deducted on a pre-tax basis.