Centurion offers three medical plan options through Anthem BlueCross BlueShield (BCBS). Before you enroll in medical coverage, take some time to fully understand how each plan works.
Before you choose a plan, consider this:
Medical Plan Costs
Listed below are the per-pay-period deductions (26 pay periods per year) for medical insurance. The amount you pay for coverage is deducted on a pre-tax basis.
MEDICAL INSURANCE
The table below summarizes the benefits of each medical plan.
The coinsurance amounts listed reflect the amount you pay. Please refer to the official plan documents for additional information on coverage and exclusions.
(1) Certain providers may be Enhanced Personal Healthcare (EPH) providers which will be a lower copay of $10.
(2) LiveHealth Online psychology visit copays are $25 for the KeyCare Standard PPO Plan and $20 for the KeyCare Choice PPO Plan.
(3) Members will pay the lower amount for their prescriptions when they select a Choice Tier Network pharmacy. For more information visit anthem.com.
Effective January 1, 2022, members residing in Arizona, Florida, or Georgia will move to new Local Select Networks.
Your benefits will stay the same.
WHAT’S CHANGING?
Your local Select Network is based on the state in which you reside.
- Arizona: Blue Alternative
- Florida: NetworkBlue
- Georgia: Blue Open Access POS
These local doctors and hospitals have agreed to a discounted rate. So, when you go to them, those savings will pass on to you. Most local hospitals and providers participate in the local network so you will have several highquality and cost-effective providers to choose from. When you travel outside of your home state, and therefore out of the Select Network area, you will still have access to the BlueCard PPO network.
All Select Network members will receive new ID cards for 2022. Be sure to use your new card when you seek care.
Please note that the following providers/facilities are not in network:
- Arizona: Mayo Foundation including Mayo Clinic, Mayo Hospital, and Mayo Family Clinics
- Georgia: Quest Diagnostics
To locate an in-network provider, visit anthem.com/find-care, choose Guest, and enter the following information:
- What type of care are you searching for? Select Medical from the drop down list
- What state do you want to search? Select your home state, either Arizona, Florida, or Georgia
- What type of plan do you want to search with? Select Medical (Employer-Sponsored)
- Select a plan/network: Choose the appropriate network based on your state (Arizona: Blue Alternative, Florida: NetworkBlue, Georgia: Blue Open Access POS), then click Continue
Anthem Tools and Resources
Anthem Member Portal
See your benefits, coverage, and costs in one place with the Anthem member portal. Log into anthem.com to manage spending for your care, understand your claims, keep your health history in one secure place, and more.
ConditionCare
Managing an ongoing health condition isn’t easy, and having a little extra assistance can make a big difference. Anthem provides ConditionCare with one-on-one support, tools, and resources to support members.
Conditions include:
- Asthma (pediatric or adult)
- Chronic obstructive pulmonary disease (COPD)
- Coronary Artery disease
- Diabetes, types 1 and 2 (pediatric or adult)
- Heart Failure
Anthem may reach out to you or you may call Anthem at 866-960-0812 for more information.
Health Care Cost Estimator
Lab tests, X-rays, and procedures such as back surgeries and knee replacements can vary a lot in price depending on where you go. With the Estimate Your Cost online tool, find out the cost for hundreds of procedures before setting foot in a doctor’s office.
Enhanced Personal Healthcare Providers
If you are enrolled in the KeyCare Standard PPO or KeyCare Choice PPO, you will pay less for primary care office visits when you choose an Enhanced Personal Healthcare (EPH) provider. The cost for a primary care visit with an EPH provider is a $10 copay.
Anthem Health Guide - NEW!
Anthem Health Guide agents work closely with health care professionals like nurses, health coaches, social workers, and other health care providers to guide you through the health care system to find the right care, at the right time, for the right cost.
Agents can help you:
- Connect with programs and support covered by your benefits.
- Stay on top of exams, tests, or preventive screenings by reminding you to make an appointment.
- Compare costs on health care services, find in-network doctors, and much more.
Call 833-388-1400 to speak with a live health guide agent. You can also visit anthem.com and click on the “Customer Support” tab to chat with an agent.
LARK Prediabetes Program
One in three Americans has prediabetes, but most don’t know it. To help you address prediabetes and prevent type 2 diabetes, Lark has teamed up with Anthem to offer you digital personalized support AT NO COST.
24/7 coaching support includes:
- Convenient access to a coach through the Lark mobile app.
- Personalized feedback and daily check-ins.
- Information on prediabetes and how to preventtype 2 diabetes.
- A free wireless smart scale when you enroll.
Learn if you qualify—take the one-minute quiz at lark.com/anthem.
In-network preventive care is free for medical plan members.
The cost of your preventive care is covered 100% by the Centurion medical plans. This means you won’t have to pay anything out of your pocket.
Save Money on Your Health Care
Note: Some services are generally not considered preventive if you get them as part of a visit to diagnose, monitor, or treat an illness or injury. Please be aware that you will be responsible for the cost of any non-preventive care services you receive at your preventive care exam based on your plan design. Learn more about preventive care at anthem.com.
Know where to go for your health care.
Where you go for medical services can make a big difference in how much you pay and how long you wait to see a health care provider. Use the chart below to help you choose where to go for care.